$1,381 GIS Payment in 2025: The $1,381 GIS Payment in 2025 refers to the Guaranteed Income Supplement (GIS) available to eligible low-income seniors in Canada. This tax-free monthly benefit is a financial lifeline for those who receive the Old Age Security (OAS) pension but still need additional support. As of April to June 2025, some individuals could qualify for up to $1,381.90 per month, depending on their marital status and income. In this comprehensive guide, we’ll explain who qualifies for GIS, how much you can get, how to apply, and how to ensure you continue receiving this benefit. Whether you’re a senior, a caregiver, or a financial planner, this guide will walk you through the GIS process in simple, actionable steps.
$1,381 GIS Payment in 2025
The $1,381 GIS payment in 2025 could be a crucial support for low-income seniors in Canada. By understanding the eligibility requirements, income thresholds, and how to apply, you or your loved ones can ensure access to this important benefit. Whether you’re applying for the first time or reviewing your eligibility due to a change in life circumstances, staying informed and proactive will help you make the most of the support available.
| Aspect | Details |
|---|---|
| Maximum GIS Payment (April–June 2025) | Up to $1,086.88/month for single seniors; up to $654.23/month for each spouse in a couple where both receive OAS; up to $1,381.90/month for one spouse receiving the Allowance |
| Eligibility Age | 65 years or older |
| Residency Requirement | Must reside in Canada |
| Income Thresholds | Varies by marital status and partner’s OAS/Allowance status |
| Application Process | Automatic for many; manual via Service Canada online or by mail |
| Payment Dates (2025) | Monthly, see Canada.ca Benefits Calendar |
| Official Resource | Guaranteed Income Supplement – Canada.ca |
What Is the Guaranteed Income Supplement (GIS)?
The Guaranteed Income Supplement is a federal government program in Canada that provides non-taxable monthly income to eligible seniors who are already receiving the Old Age Security (OAS) pension. The GIS is meant to help lower-income retirees meet their basic daily needs.
Unlike other benefits, the GIS is income-tested, not asset-tested, meaning your eligibility is determined by how much income you earn annually—not how much you have in savings or property.
Who Is Eligible for GIS in 2025?
To qualify for GIS in 2025, you must meet all of the following conditions:
- Be 65 years of age or older
- Be a resident of Canada
- Receive the Old Age Security (OAS) pension
- Have a low income (thresholds vary)
GIS Income Thresholds (April–June 2025)
| Situation | Maximum Annual Income (Excluding OAS) |
|---|---|
| Single, widowed, or divorced | Less than $22,056 |
| Married/common-law partner receiving full OAS | Less than $29,136 (combined) |
| Married/common-law partner receiving Allowance | Less than $40,800 (combined) |
| Married/common-law partner not receiving OAS | Less than $52,848 (combined) |
These numbers are based on your previous year’s income and are reviewed quarterly.
How Much Can You Receive?
The GIS amount you receive depends on your marital status and household income. Here are the maximum monthly payments for April to June 2025:
- Single, widowed, or divorced seniors: Up to $1,086.88
- Married couples:
- If both spouses receive OAS: Up to $654.23 each
- If one spouse receives OAS and the other receives Allowance: Up to $654.23
- If one spouse receives OAS and the other doesn’t receive OAS: Up to $1,381.90
Amounts are adjusted quarterly based on the Consumer Price Index (CPI) to reflect inflation.
How to Apply for $1,381 GIS Payment in 2025?
Automatic Enrollment
Many seniors are automatically enrolled for GIS when they begin receiving OAS. Service Canada will notify you by mail if this applies to you.
Manual Application
If you are not automatically enrolled, you can apply through:
- Online via your My Service Canada Account
- By Mail using the ISP-3025 Form
What You’ll Need
- Social Insurance Number (SIN)
- Proof of income (from taxes or supporting documents)
- Spouse or partner’s income details
- Banking details for direct deposit
Tip: File your taxes every year on time, even if you have little or no income, to avoid delays or cancellations in payments.
GIS Payment Dates in 2025
Payments are typically made on a monthly basis. Here are the GIS payment dates for 2025:
- January 29
- February 26
- March 27
- April 28
- May 28
- June 26
- July 29
- August 27
- September 25
- October 29
- November 26
- December 22
For direct deposit, funds are usually available in your bank account on the payment date. Otherwise, mailed cheques may take a few business days.
Other Related Benefits
The Allowance
If you’re aged 60–64 and your spouse receives the GIS and OAS, you may qualify for the Allowance, which provides monthly payments up to $1,381.90. This helps support couples where one partner is younger than 65 but financially dependent.
Allowance for the Survivor
Widowed individuals aged 60–64 with low income may be eligible for the Allowance for the Survivor, a similar benefit to the Allowance.
How to Maintain GIS Benefits?
To continue receiving GIS:
- File your taxes on time each year
- Notify Service Canada about major life changes (marriage, divorce, death of a spouse, change in residency)
- Report changes in income that might affect your benefit
Failing to update your details could result in overpayments, which you may be required to pay back.
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Frequently Asked Questions (FAQs)
Is the GIS payment taxable?
No, GIS payments are non-taxable and do not need to be reported as taxable income.
Do I need to reapply for GIS each year?
Not usually. If you file your taxes on time each year, Service Canada will reassess your eligibility automatically.
Can I receive GIS if I live outside Canada?
No. GIS is only available to seniors residing in Canada. If you leave Canada for more than six months, your GIS payments will stop.
What if I didn’t file my taxes?
You won’t receive GIS if your income can’t be verified. It’s important to file taxes by April 30 to avoid delays or missed payments.
Can I appeal a GIS decision?
Yes. If your GIS application is denied or your benefit is reduced, you can request a reconsideration by contacting Service Canada.
