$967 Month-End SSI Payments For Seniors and Disabled: If you’ve heard that seniors and disabled individuals are receiving $967 per month in Supplemental Security Income (SSI) in 2025, you’re not alone. This figure has been circulating widely, and yes, it’s accurate—but with some important context. In this comprehensive guide, we’ll break down what the $967 payment means, who qualifies, how SSI works, and what to expect in 2025. Whether you’re a retiree, caregiver, or financial professional, this article will help you understand the facts clearly and confidently.
$967 Month-End SSI Payments For Seniors and Disabled
The $967 SSI payment in 2025 is real—but it applies only to individuals receiving the maximum federal benefit. Your actual monthly amount depends on a variety of factors, including income, resources, state of residence, and household situation. Staying informed about SSI eligibility and changes to benefit rules can help you or a loved one maximize financial support.
| Topic | Details |
|---|---|
| Maximum SSI Payment (2025) | $967/month for individuals; $1,450/month for eligible couples |
| COLA Increase | 2.5% cost-of-living adjustment effective January 1, 2025 |
| Payment Schedule | SSI payments are issued on the 1st of each month; if the 1st falls on a weekend or holiday, payment is made on the preceding business day |
| Eligibility Criteria | Age 65+, or blind/disabled with limited income and resources |
| Income Limits (2025) | Less than $987/month for individuals; less than $1,470/month for couples |
| Resource Limits | $2,000 for individuals; $3,000 for couples |
| Apply Online | Apply for SSI |
What Is Supplemental Security Income (SSI)?
Supplemental Security Income (SSI) is a federal assistance program administered by the Social Security Administration (SSA). It provides monthly payments to individuals who are aged, blind, or disabled and have limited income and resources. Unlike Social Security benefits, SSI is funded by general tax revenues and is designed to help meet basic needs for food, clothing, and shelter.
SSI Payment Amounts in 2025
In 2025, the maximum federal SSI payment amounts are:
- $967 per month for an eligible individual
- $1,450 per month for an eligible couple
- $484 per month for an essential person (someone who provides necessary care in the household)
These amounts reflect a 2.5% Cost-of-Living Adjustment (COLA), which the SSA applies annually to help payments keep pace with inflation.
Who Is Eligible for SSI?
To qualify for SSI, you must meet the following requirements:
- Age: You must be 65 or older, or be blind or have a qualifying disability.
- Income: Your monthly income must be under $987 (individuals) or $1,470 (couples).
- Resources: You must have limited assets—no more than $2,000 for individuals or $3,000 for couples.
- Citizenship: You must be a U.S. citizen or qualified non-citizen.
Certain types of income and assets are excluded when calculating eligibility. For instance, your home, one vehicle, and some government benefits typically do not count.
SSI Payment Schedule for 2025
SSI benefits are issued on the 1st of every month. If the 1st lands on a weekend or federal holiday, payments are made on the preceding business day. For example, if May 1st falls on a Sunday, the SSI payment will be issued on Friday, April 29th.
This consistent schedule allows recipients to plan and budget more effectively.
How to Apply for $967 Month-End SSI Payments For Seniors and Disabled?
Applying for SSI is straightforward and can be done in several ways:
- Online: Start your application at ssa.gov/apply/ssi
- Phone: Call 1-800-772-1213 (TTY 1-800-325-0778)
- In-person: Visit your local SSA office by appointment
Be prepared to provide documents showing proof of income, assets, age, identity, and medical condition if applying due to disability.
Understanding Income and Resource Limits
To remain eligible, SSI recipients must keep their income and resources below set thresholds. Here’s a breakdown:
Income Limits:
- Individual: less than $987/month
- Couple: less than $1,470/month
Resource Limits:
- Individual: $2,000
- Couple: $3,000
However, not all income and resources count toward these limits. For example, the SSA excludes the first $20 of most monthly income and the value of your home and primary vehicle.
Recent Policy Updates
A significant 2024 policy change is worth noting: as of September 30, 2024, the SSA no longer counts food assistance from family or friends as a reduction to your benefits. Previously, in-kind support for food and shelter could reduce SSI amounts. This update means more stability in benefits for those relying on outside help with food.
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Frequently Asked Questions (FAQs)
Q: Is every SSI recipient getting $967 per month in 2025?
A: No. $967 is the maximum federal benefit for an individual. Your payment may be less depending on your income, living arrangements, and whether your state provides a supplement.
Q: Will my SSI increase again in 2026?
A: Possibly. SSI amounts are adjusted annually based on the Cost-of-Living Adjustment (COLA), which depends on inflation rates.
Q: Can I receive both SSI and Social Security benefits?
A: Yes, it’s possible to receive both if you’re eligible. Your Social Security benefit amount may affect your SSI payment.
Q: Does SSI replace Social Security?
A: No. SSI is a separate program. While Social Security is based on your work history, SSI is need-based and funded by general tax revenues.
Q: Can I work and still receive SSI?
A: Yes, but your earnings may affect your benefit amount. SSA excludes part of your earnings when calculating your SSI, so you may still qualify for partial benefits.
Q: Does my state offer additional SSI payments?
A: Many states offer state supplemental payments on top of the federal SSI amount.
