$967 SSI Payment for Seniors & Disabled: If you’re a senior, living with a disability, or helping someone who is, you may have heard that SSI payments increased to $967 in April 2025. Yes—this is absolutely true. The Social Security Administration (SSA) adjusted Supplemental Security Income (SSI) benefits to keep up with rising inflation, offering a much-needed financial boost for millions of Americans. Whether you’re already receiving benefits or just beginning to explore eligibility, this article is your go-to guide. We’ll break down who qualifies, how much you can receive, and what to expect going forward—all in clear, easy-to-understand language.
$967 SSI Payment for Seniors & Disabled
The $967 SSI payment increase in April 2025 is part of a broader effort by the Social Security Administration to support vulnerable Americans in an era of rising costs. Understanding who qualifies, how much you can receive, and how to apply is key to making the most of the program. Whether you’re just turning 65, managing a disability, or supporting a loved one, SSI can provide the financial stability you need. And with the tools and knowledge in this guide, you’ll be better prepared to access every dollar you’re entitled to.
| Feature | Details |
|---|---|
| Maximum SSI Payment (2025) | $967/month for individuals; $1,450/month for couples; $484/month for essential persons. |
| COLA Adjustment | 2.5% increase applied in January 2025 |
| Who Qualifies | Seniors (65+), blind individuals, or those with a qualifying disability and low income/resources |
| Income Limits | < $2,019/month for individuals; < $2,985/month for couples |
| Resource Limits | < $2,000 for individuals; < $3,000 for couples |
| Payment Date | First of each month (or the previous weekday if the 1st is on a weekend or holiday) |
| Application Methods | Online, phone, or in-person |
| SSA Contact | ssa.gov/ssi, 1-800-772-1213 |
What Is Supplemental Security Income (SSI)?
SSI is a federal assistance program that provides monthly cash payments to low-income individuals who are aged 65 or older, blind, or have a qualifying disability. Unlike Social Security retirement or disability insurance, SSI isn’t based on your work history—it’s based on financial need.
It’s meant to cover basic necessities, like food, clothing, and shelter. If you have little or no income, SSI could make a big difference in your day-to-day life.
Why Did SSI Payments Increase in 2025?
Each year, the SSA evaluates the Consumer Price Index (CPI) to determine whether a Cost-of-Living Adjustment (COLA) is needed. In January 2025, a 2.5% COLA was implemented, leading to increased payments for SSI recipients. This adjustment helps offset the effects of inflation and ensures that recipients maintain their purchasing power.
That’s why the maximum federal SSI payment rose to $967/month for individuals and $1,450/month for eligible couples.
Who Is Eligible for the $967 SSI Payment?
To receive SSI benefits in 2025, you must meet all of the following requirements:
1. Age or Disability Status
- 65 years or older
- OR blind
- OR have a qualifying disability that prevents you from working and is expected to last at least 12 months or result in death
2. Income Requirements
Your countable income must be below certain thresholds:
- Individuals: Less than $2,019/month
- Couples: Less than $2,985/month
Note: Not all income is counted. The SSA excludes certain portions (like the first $20 of income and food stamps).
3. Resource Limits
You must have limited financial resources:
- Individuals: Less than $2,000 in countable assets
- Couples: Less than $3,000
Assets such as your home, car, and certain burial plots are not counted.
4. Citizenship and Residency
You must be:
- A U.S. citizen or qualifying non-citizen
- Living in one of the 50 states, D.C., or the Northern Mariana Islands
How Much Can You Receive?
The maximum monthly SSI payment in 2025 is as follows:
| Recipient Category | Monthly Payment |
|---|---|
| Individual | $967 |
| Eligible Couple | $1,450 |
| Essential Person | $484 |
These are federal base rates. Some states offer additional payments that can increase your monthly benefit even further.
When Will You Receive SSI Payments?
SSI payments are made on the first day of each month. However, if the 1st falls on a weekend or federal holiday, you’ll receive your payment on the previous business day.
Example:
- April 1, 2025 fell on a Tuesday, so payments were made as scheduled.
- If May 1, 2025 were a Saturday, payments would be issued on Friday, April 30.
How to Apply for $967 SSI Payment for Seniors & Disabled?
Applying for SSI is a relatively straightforward process, but it helps to be prepared. Here’s how to do it:
Step 1: Gather Required Documents
You’ll need:
- Social Security number
- Birth certificate or ID
- Proof of income and resources (bank statements, pay stubs)
- Medical records (if applying for disability)
Step 2: Apply via One of the Following Methods
- Online: ssa.gov/ssi
- By phone: 1-800-772-1213
- In person: Visit your local SSA office
Step 3: Wait for a Decision
The SSA may take a few weeks to several months to process your application. You’ll receive a letter detailing whether you were approved or denied.
Practical Tips for Applicants
- Check eligibility with SSA’s Benefit Eligibility Screening Tool (BEST): ssa.gov/benefits/ssi
- Keep documents updated—especially income, medical status, and living arrangements.
- Notify SSA immediately if your income or resources change.
- Reapply if denied—many SSI applications are approved on appeal.
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Frequently Asked Questions (FAQs)
Can I receive both SSI and Social Security retirement benefits?
Yes, if your Social Security benefit is low, you may qualify for SSI to supplement it.
Do children qualify for SSI?
Yes, children under 18 with qualifying disabilities and limited family income/resources can receive SSI.
Is SSI taxable?
No. SSI payments are not taxed and do not need to be reported as income on your federal tax return.
Can non-citizens get SSI?
Only certain qualified non-citizens can receive SSI. Eligibility depends on immigration status and residency length.
What happens if I start working?
Your SSI payments may be reduced, but working doesn’t always disqualify you. The SSA has incentive programs to support working beneficiaries.
